Fix and flip loan rates, terms and LTV limits.
Rates start at 8.5% for project loans and 7.49% for investor credit lines, with acquisition leverage up to 90% and rehab funding up to 100%. Below is exactly what we can arrange, what it costs, and how a flip loan compares with financing you hold for years.
What flip financing costs today.
Pricing depends on your experience, the property and your credit profile — these are the starting rates and leverage limits across our lender network. We confirm the exact rate for your deal before you commit to anything.
Fix & Flip LoansFrom 8.5%
Purpose-built financing for flippers — townhomes, single and multifamily — with no prepayment penalties and rehab funding up to 100 percent.
- Loan size $60K – $10M
- Acquisition LTV Up to 85%
- After-repair value Up to 75%
- Closing 10 – 17 days
Fix & Flip Lines of CreditFrom 7.49%
Revolving and non-revolving credit lines for high-volume investors running several projects at once.
- Line size $500K – $50M
- Acquisition LTV Up to 90%
- Rehab financing Up to 95%
- Terms 12 – 24 months
Bridge & Hard Money LoansFast close
For larger acquisitions, development projects and raw land — arranged through our capital reserves and network of investment firms.
- Loan size $1M – $100M
- Loan-to-value Up to 80%
- Closing 5 days – 1 month
- Amortization Interest-only
Selling in months, or holding for years?
The right structure depends on your exit. Short-term money is priced for speed and rehab draws; long-term money is priced for stability once the property is stabilised and leased.
Short-term: fix & flip and bridge
Best when you plan to sell or refinance within roughly 12–24 months. Interest-only payments, rehab funding included, no prepayment penalties on our flip programs, and closings in as few as 5–17 days.
- Rates from 7.49% – 8.5%
- Term 12 – 24 months
- Leverage Up to 90% acquisition
- Exit Sale or refinance
Long-term hold: commercial real estate financing
Once the property is finished and leased, we place it into longer-term commercial debt — bridge, conventional, CMBS, equity & mezzanine, SBA 7(a)/504, FHA & HUD — so your capital comes back out of the deal.
- Bridge capital Up to $100M
- Equity / mezzanine Up to $100M
- Structure Amortising or interest-only
- Exit Long-term hold
What investors ask before they apply.
How fast can a fix and flip loan close?
How much of the purchase and rehab is financed?
Do I need to be an experienced flipper?
Which areas do you lend in?
Get a real rate on your next flip.
Send us the address, purchase price and rehab budget — you'll get structured options with full fee disclosure and no obligation.
Call today1-800-749-5322