Find the ideal loan for your business.
Our business loans are anything but cookie-cutter. Pick the category that fits your goal — every program below shows real amounts, rates and closing timelines.
Real Estate & Investors
For investors, developers and flippers — from a first duplex to a $100M portfolio deal.
Bridge & Hard Money LoansFast close
Fast, flexible capital for commercial real estate, development projects and raw land — arranged through our capital reserves and network of investment firms.
- Loan size $1M – $100M
- Loan-to-value Up to 80%
- Closing 5 days – 1 month
- Amortization Interest-only
Fix & Flip LoansFrom 8.5%
Purpose-built financing for flippers — townhomes, single and multifamily — with no prepayment penalties and rehab funding up to 100 percent.
- Loan size $60K – $10M
- Acquisition LTV Up to 85%
- After-repair value Up to 75%
- Closing 10 – 17 days
Fix & Flip Lines of CreditFrom 7.49%
Revolving and non-revolving credit lines for high-volume investors running several projects at once.
- Line size $500K – $50M
- Acquisition LTV Up to 90%
- Rehab financing Up to 95%
- Terms 12 – 24 months
Commercial Real Estate Financing
Bridge, conventional, CMBS, equity & mezzanine, SBA 7(a)/504, FHA & HUD — plus international financing for large projects.
- Bridge capital Up to $100M
- Equity / mezzanine Up to $100M
- International $50M – $1B
Stated Income CRE Loans600+ credit
Approval based on the property's value — not your credit history. Often the answer when a standard loan says no.
- Approval up to $500,000
- Credit score From 600
- Loan-to-value Up to 75%
- Terms Fixed · to 25 yrs
IRA & 401(k) Financing
Self-directed 401(k) solutions that bypass traditional lending red tape — buy real estate while your retirement fund keeps growing.
- Eligible Homes · rentals · offices · land
- Also Tax liens & RE notes
Working Capital
Cash to run, grow and steady the business — from $20,000 to $5 million.
SBA Loans — 7(a) & 504Up to $5M
Startup-friendly, government-backed loans with no balloon payments and no prepayment penalties. Approval in as little as 48 hours.
- Loan size Up to $5,000,000
- Financing Up to 90%
- Terms Up to 25 years
- Rates Fixed & variable
Business Term Loans1–3 day funding
Conventional fixed-rate loans with a ten-minute online application — for restaurants, auto repair, healthcare, legal, manufacturing and dozens more industries.
- Loan size $20K – $500K
- Terms 1 – 4 years
- Rate Fixed
- Funding 1 – 3 business days
Unsecured Business Lines of CreditNo collateral
Built for startups and growing companies — no collateral, no subprime loans, and guaranteed competitive rates if you qualify.
- $1M+ revenue businesses Up to $500K
- Startups & small business Up to $50K
- Rates 1% – 5% over prime
Quick Business FundingImperfect credit OK
Up to $1 million in cash — often funded the same day — repaid automatically from a portion of future credit sales rather than fixed monthly payments.
- Amount Up to $1 million
- Speed Same-day funding possible
- Closing costs None
- Application fee None
Asset-Based Lending
Unlock the cash already sitting in your invoices, purchase orders and equipment.
Accounts Receivable / FactoringDebt-free cash
Waiting sixty days or more on invoices? Turn receivables into immediate cash — without taking on new debt.
- Fixed payments None
- Personal guarantees None
- Credit insurance Complimentary
- Funding Grows with sales
Purchase Order Financing
Fund presold goods for wholesalers, resellers, distributors and producers — imports, exports or domestic production. Letters of credit and work-in-process finance available.
- Equity Stays intact
- Bank debt Avoided
Equipment Financing$0 down options
Preserve credit lines and cash with low monthly payments plus tax advantages. Sale & lease-back, startup, municipal and second-chance programs.
- Middle market Up to $500K
- Large ticket Higher amounts
- Down payment Little to none
Specialty Programs
Purpose-built financing for franchises, healthcare practices and beyond.
Franchise Financing90% LTV
Open or expand a franchise with generous terms, low rates and quick commitments — approval is possible even for first-time entrepreneurs.
- Loan-to-value Up to 90%
- Prepayment penalty None
Healthcare Financing24-hr answer
Working capital for doctors, dentists, veterinarians and practices — debt consolidation, practice acquisition and medical equipment leasing.
- Terms Up to 72 months
- Upfront payments None
- Personal credit bureaus Not reported
Consumer Finance Programs
Let your customers pay over time and win more sales — strong credit limits, quick approvals, e-signature capability and staff training.
- Result Bigger customer base
- Result More repeat business
Structured Settlement, Contract & Annuity Financing
Unlock the value of structured settlements, contracts and annuities with financing structured around your payout stream.
- Analysis Free · no obligation
Not sure which program fits?
Tell us what you're trying to do — our specialists will match your deal to the cheapest, fastest option across 100+ lenders.
Call today1-800-749-5322